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5.0 Star Google
Rating from
Our Customers
Trusted by Thousands for Mortgage Advice
Dedicated
Adviser from
Start to Finish
Established
for over
40 Years
As first-time buyers, we couldn’t have asked for a better experience working with Ben Redler at Prudell. He was incredibly patient with us throughout the whole process, always took the time to explain everything clearly, and never made us feel rushed or pressured.
Ben was quick to act whenever something needed to get done and genuinely had our best interests in mind the whole way through. He went above and beyond to make what could have been a stressful experience feel really smooth and straightforward.
We’re so grateful for all his help and would absolutely recommend Ben and Prudell to anyone looking for a mortgage broker.
I recommend Prudell highly. Not only were Prudell excellent at finding me the best Mortgage deal, but they spent a significant amount of time with me walking through the entire buying process. As a first-time buyer this was absolutely invaluable.
I must also thank Audrey for organising a similar thorougher process for my Mortgage protection arrangements. Spending time in person with me to make sure I made the right choices.
Ben was quick to act whenever something needed to get done and genuinely had our best interests in mind the whole way through. He went above and beyond to make what could have been a stressful experience feel really smooth and straightforward.
I recommend Prudell highly to anyone- and especially to first-time buyers who need a dependable partner.
We’ve just completed our second mortgage process with Ben - who is such a pleasure to work with. Always super responsive, and offered us thoughtful and practical advice throughout the process.
Needless to say when we’re next need to remortgage we’ll come straight back to Ben - huge thanks!
Ben was absolutely fantastic to work with! His deep market knowledge was evident from the start, and he made the entire mortgage process feel smooth and stress-free. He communicated with me quickly and kindly, always answering my questions with clarity and patience.
Thanks to his expertise, I was able to secure the best possible rate, which I’m incredibly grateful for.
If you’re looking for a mortgage broker who truly knows the market and prioritizes your needs, Ben is the person to call! Highly recommend.
I have used Prudell for years. They are fantastic and help you navigate the complicated mortgage market. They take the complexity out of it and make it easy.
They have also assisted with insurance coverage as well, guiding us to the best mortgage coverage.
The service I received from Prudell, especially from Chris Murray himself has been absolutely amazing!
I got introduced to Prudell through a recommendation of one of my friend's, and I can say with confidence that I cannot have picked a better advisor especially after I had worked with another firm previously and was not happy with them.
I am truly grateful to Chris and his team.
Chris always patiently answers all my many, many questions with much detail and clarity. He provided me with different rates for multiple scenarios and helped me at every stage throughout this tough process.
If you’re looking for a mortgage broker who truly knows the market and prioritizes your needs, Ben is the person to call! Highly recommend.
Having had to renew our mortgage deal at the worst possible time a few years ago, we had to renew again last month.
This time, however, we were put in touch with Chris Murray at Prudell (through a mutual friend), who took all of the headache from us, and sourced us a great new deal for the foreseeable future.
Chris was prompt, polite, and helpful, and turned everything around within a week or two. We're very happy with Chris, and Prudell, and would certainly recommend him, and Prudell to others.
Thanks again, Chris!
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How much can you borrow based on your income?
Explore different mortgage types and their costs over time.
How much can you save with a refinanced mortgage?
Understand the risks of major life events before retirement.
Explore your options in protecting your mortgage commitment.
Reg. in England & Wales, No.: 02012093
Registered Address.:
8 Canfield Place, London, NW6 3BT
Your home or property may be repossessed if you do not keep up with your mortgage repayments.
The FCA does not regulate mortgages on commercial or investment buy-to-let properties.
Authorised and regulated by the Financial Conduct Authority.
We are on the Financial Services Register, No: 134411
The information contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.
Should you have cause to complain, and you are not satisfied with our response to your complaint you may be able to refer it to the Financial Ombudsman Service.
Address:
Exchange Tower, London, E14 9SR
Telephone:
0800 023 4567 or 0300 123 9 123
Website:
financial-ombudsman.org.uk
Understand the risks of major life events before retirement and the possible financial consequences if your income were affected. This assessment will provide guidance on the appropiate insurance protection to consider.
Likelihood
Likelihood
Likelihood
Likelihood
Based on your results, you may wish to explore:
Provides a regular monthly income if you’re unable to work.
These results are illustrative and based on general statistical data. They are not a quotation or personalised advice. Suitable cover and premiums will depend on your individual circumstances and insurer underwriting. Please speak to a Prudell adviser for tailored guidance.
Explore your options in protecting your mortgage commitment.
This is an indicative estimate only. Results are based on the details you provide and typical market assumptions. Availability, terms, and costs may vary following underwriting. This calculator does not provide advice. For a personalised, FCA-compliant review, speak to Prudell.
How much can you save with a mortgage refinance?
This is for capital + interest mortgages only.
This calculator provides estimates only and does not constitute a mortgage offer or financial advice. Figures are based on the information you provide and assumptions that may change. Your actual mortgage options, interest rate, fees, and savings may differ. Speaking to a Prudell adviser will allow us to assess your circumstances and provide personalised advice.
Find the best deals on the market from over 50 lenders.
Based on your details, here are some suitable mortgage options for you.
Estimated
Monthly Repayment
Estimated
Monthly Repayment
Estimated
Monthly Repayment
Rates shown are indicative and based on current market averages. Actual rates will depend on lender criteria and individual circumstances. To get more information to see the actual products with the named lenders, compare fees properly, and learn which is best for you, get in touch with a Prudell adviser.
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Your mortgage shouldn’t be set and forgotten, many people forget this and end up overpaying. We’ll monitor it for you — and let you know when action is worth taking.
Before buying a property, see how much Stamp Duty is due.
These results should be accurate. Rates last updated on 10.12.25
Get an estimate on how much can you afford to borrow according to lenders.
This is an estimate. Final offers depend on lender criteria, credit profile and verification. Contact Prudell for an FCA-compliant assessment. This calculator uses an income multiple method (common for quick estimates).
Estimate how much you could borrow based on income.
This is an estimate. Final offers depend on lender criteria, credit profile and verification. Contact Prudell for an FCA-compliant assessment. This calculator uses an income multiple method (common for quick estimates). Use the Mortgage Affordability tool for a 'lender-style' check.
Compare repayment, Retirement Interest Only, and lifetime mortgage options to understand your monthly payments, total interest, and longer-term impact. Adjust the figures to explore how different borrowing types could affect your costs over time.
Interest-only mortgages do not repay capital.
These results are for illustration only and are based on the information entered. Actual lender terms, interest rates and compounding methods may differ. Property growth is assumed at 2.5% per year for illustration and is not guaranteed. For personalised advice and precise figures, please speak to a Prudell adviser.
First-time buyer
95
5.00
First-time buyer
90
4.40
First-time buyer
85
4.20
First-time buyer
75
4.10
New Mortgage
90
4.50
Remortgage
90
4.35
Remortgage
75
4.15
Last Updated: 18/01/26
First-time buyer
95
5.50
First-time buyer
90
5.10
New Mortgage
90
5.00
Remortgage
75
4.60
Last Updated: 18/01/26
Buy-to-Let
90
5.30
Buy-to-Let
75
5.10
Buy-to-Let
60
4.90
Last Updated: 18/01/26
Buy-to-Let
90
5.75
Buy-to-Let
75
5.35
Buy-to-Let
60
5.05
Last Updated: 18/01/26
0.12
0.30
0.55
Last Updated: 18/01/26
Note:
Low/Fee-Free
0
0
0
0
0
Higher rate, minimal upfront cost
Standard
999
0
0
0
-0.10
Typical fee buys a small discount
Premium
1495
0
0
500
-0.20
Lower rate, higher fee, cashback offsets
Last Updated: 27/01/26
Low/Fee-Free
0
0
0
0
0
Short-term flexibility
Standard
499
0
0
0
-0.05
Slightly lower rate
Incentivised
999
0
0
500
-0.10
Tracker / discounted variable
Last Updated: 27/01/26
Low/Fee-Free
0
0
0
0
0
Common for first-time buyers
Standard
999
0
0
0
-0.10
Most mainstream products
Cashback
1495
0
0
500
-0.20
Higher fee, lower rate
Last Updated: 27/01/26
Low/Fee-Free
0
0
0
0
0
Often used as short-term solution
Standard
499
0
0
0
-0.05
Discounted variable
Cashback
999
0
0
500
-0.10
Less common but exists
Last Updated: 27/01/26
Low/Fee-Free
0
0
0
0
0
Often lender-assisted switch
Standard
999
0
0
0
-0.10
Typical remortgage
Cashback
1495
0
0
500
-0.15
Cashback ≠ full rate buy-down
Last Updated: 27/01/26
Low/Fee-Free
0
0
0
0
0
Common short-term remortgage
Standard
499
0
0
0
-0.05
Discounted tracker
Cashback
999
0
0
500
-0.10
Incentivised but cautious
Last Updated: 27/01/26
Low/Fee-Free
1499
0
0
0
-0.15
Most BTL products
Standard
1999
0
0
0
-0.25
Lower rates for higher fees
Cashback
2499
0
0
500
-0.30
Portfolio / professional landlords
Last Updated: 27/01/26
Low/Fee-Free
999
0
0
0
-0.10
Tracker / SVR discount
Standard
1999
0
0
0
-0.20
Lower margin products
Cashback
1999
0
0
500
-0.20
Less common but valid
Last Updated: 27/01/26